Naija Score Moniepoint USSD Codes for Betting in Nigeria: Fund Your Account Without Data (2026 Guide)
How to use the Moniepoint USSD code *5573# to fund your betting account in Nigeria with no data: steps, limits to check, common errors, safety and withdrawals.
If your data is finished and you still want to top up your betting account, the Moniepoint USSD code is your friend. USSD works on any phone, from a basic Android to an old button phone, and it does not need internet at all. This guide shows you how to use it to fund your betting account in Nigeria, what to check before you dial, and what to do when it fails.
What is the Moniepoint USSD code?
USSD is the short code you dial that starts with * and ends with #. It runs on the ordinary phone network, the same channel as calls, so it works when your data bundle is exhausted. Moniepoint’s official USSD code is *5573#, and its own website lists it. Moniepoint says the service works on the main Nigerian networks and lets you check your balance, transfer money, buy airtime and data, and manage your account. (Source: Moniepoint’s USSD page on 27 October 2026. Menus change, so confirm the current code and options in your Moniepoint app.)
Every major bookmaker deposit in Nigeria is, underneath, a bank transfer into your betting wallet. So the same transfer option that sends money to a friend can fund your account.
Why this matters for punters:
- No data required. Perfect when your bundle runs out before kickoff.
- Works on Opera Mini and old phones. No heavy app to load.
- Fast. The transfer usually lands in seconds, so you do not miss the match.
The one rule: dial from the registered number
USSD recognises you by your SIM. You must dial from the phone number registered to your Moniepoint account. If you dial from another line, the service will not find your account. If you changed SIM recently, update your number with Moniepoint before you need it on matchday.
How to fund your betting account using Moniepoint USSD
The pattern is the same for Betking, SportyBet, Bet9ja, 1xBet and MSport: get your deposit account details from the bookmaker, then send money to them by USSD. (our MSport login guide covers the sign-in side).
| Step | What you do |
|---|---|
| 1 | In your bookmaker app or site, open Deposit → Bank Transfer and copy the account number and bank shown for your wallet. Do this while you still have data, or ask a friend. |
| 2 | Dial *5573# from your registered line. |
| 3 | Choose Transfer / Send Money and the option to send to a bank account. |
| 4 | Enter the bookmaker’s bank, then the account number from step 1. |
| 5 | Read the account name that appears and check that it matches your bookmaker wallet. |
| 6 | Enter the amount and your Moniepoint PIN to confirm. |
The money reflects in your betting wallet almost immediately. If it does not, check your Moniepoint SMS or app to confirm the debit actually happened before you contact the bookmaker.
Prepare before you dial
USSD sessions time out if you idle. Save the bookmaker’s deposit details in a note on your phone first, because they usually stay the same, and have the amount ready. For a new account number, start with a small test amount.
Limits and fees: check before you rely on it
USSD transfers usually have per-transaction and daily limits. We have not confirmed Moniepoint’s current figures, so check them in the Moniepoint app or on its official site before you plan a large deposit. If you need to move more than your limit allows, use the Moniepoint app or another route; do not try to guess the rules from old blog posts. Your mobile network may also charge a small fee for the USSD session itself.
When it does not work
| Problem | Likely cause | What to try |
|---|---|---|
| ”Connection problem” or no menu | Network congestion, especially weekend evenings | Wait a minute and dial again |
| Service does not recognise you | Wrong SIM | Dial from the registered number |
| Transfer fails at the end | Insufficient balance or limit reached | Check balance and limits in the app |
| Debited but not credited | Delay on the receiving side | Wait, then contact Moniepoint support with the reference |
| Wrong account name shown | Mistyped account number or wrong bank | Stop and re-enter. Never confirm a name you do not recognise. |
If the problem is with your Moniepoint account rather than the USSD session, see our Moniepoint customer care guide for the support channels.
Safety rules
- Never share your PIN or an OTP with anyone, including people who claim to be Moniepoint or bookmaker staff.
- Send only to the deposit details shown inside your own bookmaker account. Do not send to an account number a stranger gives you on WhatsApp.
- Keep your SIM safe. Anyone holding your registered SIM and PIN can use the service.
Withdrawing your winnings to Moniepoint
Set your Moniepoint account as the withdrawal bank in the bookmaker’s cashier, then request a payout. Withdrawals go back to that account. Processing times and limits are set by the bookmaker, so check the cashier before you confirm. If you prefer cash, read about the card route in our guide to Moniepoint ATM cards for betting.
Moniepoint vs Opay: which is better for Nigerian punters?
Both support no-data USSD and both are solid. Pick the one you already use.
| Moniepoint | Opay | |
|---|---|---|
| USSD (no data) | Yes (*5573#) | Yes (*955#) |
| Best for | Users who already bank with Moniepoint | Users already on the Opay app |
| Our guide | This page | Opay USSD codes |
PalmPay users have a similar route: see PalmPay USSD codes. Once your account is funded, load a shared slip with a Betking booking code or a SportyBet booking code. If you are on a basic phone, our guide to the Betking old mobile site covers the full low-data setup.
FAQ: Nigeria betting payments
What is the Moniepoint USSD code?
The base code is *5573#. Confirm the current code in your Moniepoint app, as it can change.
Can I use Moniepoint to withdraw my winnings?
Yes. Set your Moniepoint account as your withdrawal bank in the bookmaker’s cashier, then request a payout.
My Moniepoint USSD is not working. What should I do?
Check that you are dialling from the phone number linked to your account, that you have network, and that your balance covers the amount. If it still fails, open the Moniepoint app or contact their support.
Does USSD cost data?
No, it does not use data. Your network may charge a small fee for the session, so check with your provider.
Is it safe to fund a bookmaker with USSD?
It is as safe as the app as long as you protect your PIN and send only to the deposit details inside your own bookmaker account.
Once your account is funded, put it to work with research: see our football predictions and their results (for now a backtest on 2023–24 matches). You must be 18 or over to bet. Bet responsibly.
Informational content, with no guarantee of results. Bet responsibly. 18+.